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The broadcast is now starting all attendees are in listen-only mode good morning everyone I want to thank you for joining our webinar this morning my name is Tony Butler I'm with current agency marketing services, and I'm the life sales director here today looks like we got a lot of people that registered for this webinar, and we've got a bunch that have jumped on, so I appreciate that today we have Hager Foley which is his with national Western life and we're going to talk about national Western life single premium life product now standing product very competitive commissions for this product, so we're gonna jump into that here in just a second, but first I want to talk about a few housekeeping items first and foremost here at insurance agency marketing services we understand you as the agent a big part of your business is referrals and a big part of our businesses referrals as well so if you do refer an agent to us, and they do get appointed with one of the carriers that we work with we do provide you a 50 referral bonus for each and every agent that you refer to us that does get appointed if they do submit subsequent business on those carriers we do provide you with a 20 basis point bonus as well so if you have any questions regarding our referral bonus program please don't hesitate to give me a call also as a new producer and when I say new producer if it's in first 180 days of you being appointed we do offer some bonus levels for you there are three different levels we have the hundred thousand three hundred thousand and five hundred thousand you can pick which one you want to qualify for however if you select a hundred thousand you can get a seven hundred and fifty out of cash bonus you can get a two year your website for free, or you can get an iPad if you want to bypass the hundred thousand and shoot for the three hundred thousand level and this is paid premium by the way you can get a social security program and a three thousand piece mailing, or you can get two thousand dollars in marketing reimbursement dollars that you can utilize for marketing materials that we do provide over you can get a 1500 Visa gift card now if you think you're going to write a ton of business and you want to shoot for the 500000 level we've got a couple options for you in terms of mailing pieces you can go with the five thousand piece mailer and seminar coaching with Matt Gill who is one of our top producers, or you can go for the four thousand piece mailing and seminar coaching with Dave pepper who is also one of our top producers or if you just want to treat yourself for writing on that business there is a ritz-carlton travel package that would be available for you as well here on Dams we do offer back-office support we like to say that we like to help the agents work smarter not harder so some of the things that we do provide for you in our back offices we help you with case design quotes you have forms at your fingertips paperless contracting which is...
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